New Jersey

Heat pump incentives in New Jersey

NJ Whole Home Energy Efficiency Program

verified 2026-07

up to $7,500

New Jersey's Whole Home Energy Efficiency Program pays up to $7,500 based on modeled energy savings ($2,000 at 5% savings, plus $200 per additional point). Utility rebates from PSE&G and JCP&L can stack with a qualifying energy audit.

Program source: njcleanenergy.com

Utilities in New Jersey with nothing to claim

We check these and they pay nothing toward a heat pump today. They are listed rather than dropped, because if you are here looking for one of these names then this is your answer, and an empty page would read as an oversight instead of a result.

Atlantic City Electric

Paid through the state program

New Jersey heat pump money for this address comes from the statewide NJ Whole Home Energy Efficiency Program, which pays on modeled energy savings after a qualifying audit. The engine holds no separate Atlantic City Electric heat pump rebate stacking on top of it, so the statewide program is the number your quote prices against.

njcleanenergy.com · verified 2026-07

Utility programs in New Jersey

These are the named utility and ratepayer rebates on file for New Jersey. You claim the one that serves your address, not the total. Each card carries the program’s own terms: what equipment qualifies, who is eligible, what the cap actually is, and whether it stacks.

PSE&G

pseg.com

$3,500

maximum

You claim it after installTiered by efficiency

Whole Home Energy Savings; higher tiers follow a utility energy audit.

Equipment that qualifies: Whole Home Energy Savings qualifying heat pump; higher tiers follow a utility energy audit.
Who qualifies, and the cap: PSE&G residential electric customers; higher tiers require a utility energy audit. Up to $3,500.
Stacking: Part of the statewide NJ Whole Home Energy Efficiency Program.

JCP&L

firstenergycorp.com

$750

maximum

You claim it after installTiered by efficiency

Tiered air-source heat pump $500/$750 plus mini-split $750; stacks the NJ Whole Home program.

Equipment that qualifies: Air-source heat pump tiered $500/$750; ductless mini-split $750.
Who qualifies, and the cap: JCP&L (FirstEnergy) residential electric customers.
Stacking: Stacks the statewide NJ Whole Home Energy Efficiency Program.

What your system should be sized for

A heat pump in New Jersey should carry the house on the coldest design day, not the average one. These are the winter design temperatures our engine sizes against, in AHRI heating region IV (4,800 heating degree days at the Newark reference metro).

City	Design temp	Climate zone	Basis
Newark	10°F	5A	sourced
Trenton	10°F	5A	sourced
Jersey City	13°F	5A	estimated
Paterson	11°F	5A	estimated
Elizabeth	12°F	5A	estimated
Edison	12°F	5A	estimated
Woodbridge	12°F	5A	estimated
Lakewood	13°F	5A	estimated
Toms River	13°F	5A	estimated
Hamilton	12°F	5A	estimated
Camden	13°F	5A	estimated
Clifton	11°F	5A	estimated

Rebate amounts are estimates and subject to change. Verify current program terms and eligibility before quoting a final net price.
Eligibility varies by income, equipment efficiency, utility territory, and program funding availability.
State and utility programs only. Federal 25C/25D tax credits expired 12/31/2025 and the DOE HEAR/HOMES rebate programs ended 5/29/2026; neither is included.
After-install rebates are claimed by the homeowner after installation and are not guaranteed at the point of sale.